Today we're bringing institutional-grade, real-world yield into transparent, structured fixed-rate markets on Solana through an integrated strategy, delivering competitive returns of up to 40.4% APY.
Institutional capital markets are beginning to take shape on Solana.The convergence of real-world yield from OnRe, fixed-income structuring from Exponent, and fixed-rate credit from Loopscale is making capital-markets-grade strategies natively viable onchain.
The Integration
OnRe delivers ONyc as the foundational asset. Backed by a diversified reinsurance portfolio, returns are generated from insurance premiums and underwriting performance, not token emissions or trading activity. The current 10.25% base yield is structurally uncorrelated to crypto markets and rooted in real-world cash flows.
Loopscale provides fixed-rate credit infrastructure. ONyc can be used as collateral with borrowing costs modeled upfront, currently targeted within an 8.5-9.5% range and actively managed as utilization scales.
Exponent provides fixed-maturity structuring. By splitting ONyc into Principal Tokens (PT) and Yield Tokens (YT), Exponent enables defined-duration exposure and predictable return profiles.
More than $7M has already been deployed into the ONyc Exponent market, signaling sustained demand for structured, time-bound yield on Solana.
Two Strategies, $6M Combined Capacity
PT-ONyc: A fixed-income asset minted by Exponent, offering up to 40.4% APY. Participants swap ONyc for PT-ONyc on Exponent to lock in a fixed rate until maturity, then loop it on Loopscale to enhance capital efficiency.
ELP-ONyc: Exponent’s liquidity token for ONyc’s 13MAY2026 maturity, offering up to 35% APY. Participants may manually borrow USDC against ELP-ONyc on Loopscale to construct leveraged exposure.
To support early adoption and stable market conditions, OnRe, Exponent, and Loopscale are committing $45k in coordinated incentives over three months, focused on maintaining borrow rates within a predictable range for up to $6M in deposits.
Capital-Efficient Execution on Solana
PT looping and multi-leg RWA strategies require coordinated, sequential execution – swapping into structured assets, posting collateral, borrowing at fixed rates, redeploying capital, and managing positions through maturity. On higher-cost networks, transaction overhead compounds quickly, distorting strategy economics and rendering leveraged fixed income uneconomic at meaningful scale.
On Solana, sub-second settlement and negligible transaction costs remove that distortion. Execution efficiency becomes the enabling variable, allowing fixed-rate borrowing and defined-maturity structuring to operate within forecastable cost parameters while preserving the economic integrity of leveraged, premium-based yield.
From Allocators to Ecosystem Infrastructure
Vault curators and sophisticated allocators gain access to strategies combining RWA-backed returns, fixed-rate borrowing, and leveraged yield within a single framework.
Participants can deploy capital into positions with defined maturities, modeled borrowing costs, transparent risk parameters, and returns backed by real-world cash flows – portfolio construction tools familiar in traditional markets, now native on Solana.
The broader ecosystem gains proof that Solana can support capital-markets-grade infrastructure at scale, demonstrating the network's ability to host resilient, transparent financial products that perform across market cycles.
A Blueprint for Internet Capital Markets
Reinsurance-backed yield now operates within fixed-rate markets and orderbook-based lending infrastructure on Solana, enabling institutional-grade portfolio construction fully onchain.
The Internet Capital Markets thesis isn't theoretical – it's live on Solana.
