Onchain Yield Coin (ONyc) is now live on Exponent, bringing real-world reinsurance yield into DeFi’s most advanced yield-splitting and leverage strategies. This integration unlocks three powerful ways to engage:
Fixed Yield: Predictability in a Variable Market
Income Vaults turn ONyc’s variable returns into something predictable. By purchasing Principal Tokens (PT-ONyc) at a discount, users lock in 12%+ APY that pays out at maturity, giving users a fixed payoff regardless of how the market moves.
For those who value certainty, this is a simple way to convert reinsurance premiums into guaranteed income.
Start earning fixed yield → https://www.exponent.finance/income/onyc-25Jan26
Leveraged Exposure: Upside for the Risk-Tolerant
Farm Vaults offer the other side of the trade. Yield Token (YT-ONyc) holders earn continuous yield distributions, boosted OnRe points, and leveraged exposure if ONyc outperforms the 12%+ baseline. It’s a higher-risk, higher-reward strategy designed for users confident in reinsurance yields.
This structure mirrors traditional structured finance, but with the composability and liquidity of DeFi.
Access leveraged real-world yield → https://www.exponent.finance/farm/onyc-25Jan26
Balanced Returns: Supporting Market Depth
Liquidity Vaults combine both sides, ONyc and PT-ONyc, while layering in trading fees. The result is a blended yield of 12.5%+ APY at launch. These vaults not only diversify returns, but also deepen secondary markets, rewarding early LPs as activity builds.
For users with a neutral outlook, these vaults provide a straightforward, largely passive option.
Supply liquidity, earn rewards → https://www.exponent.finance/liquidity/onyc-25Jan26
Why This Matters
By plugging real-world premiums directly into DeFi’s most sophisticated tooling, OnRe makes yield transparent, composable, and built for active strategies. Returns can now be split into fixed, leveraged, or balanced exposures, giving investors the flexibility to align with their outlook. In traditional reinsurance, that level of choice is reserved for large institutions. Onchain, it’s accessible, liquid, and open.
OnRe is a team with over three decades of cumulative experience in Reinsurance. Yield accrues to ONyc as the business generates premiums from underwriting reinsurance and interest from its collateral assets.
Unlock Real Yield Today
One integration, three ways to put ONyc to work:
- Lock in 12%+ fixed returns → Income Vaults
- Amplify exposure with leverage → Farm Vaults
- Earn 12.5%+ blended APY → Liquidity Vaults
Markets are live, liquidity is growing, and with ONyc now on Exponent, real-world yield strategies are entering a new level of sophistication.
Note: OnRe points are currently being tracked in the background and will be retroactively credited when the OnRe Rewards Program launches. Points build based on ONyc holdings and activity, with higher multipliers for more advanced strategies.
Risks and considerations: These strategies perform best when reinsurance markets are strong and claims remain low. If ONyc underperforms the implied rate, YT holders bear the downside. As with any liquidity provision, there may be impermanent loss if ONyc and PT-ONyc values diverge.
